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Welcome


Cyphter is a high-touch consultancy that provides on-demand payments expertise to independent sales organizations and agents in the electronic transactions industry. We offer a unique combination of independent perspective, experience and insight.

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Welcome


Cyphter is a high-touch consultancy that provides on-demand payments expertise to independent sales organizations and agents in the electronic transactions industry. We offer a unique combination of independent perspective, experience and insight.

Payments Expertise. On Demand.

Everyone can use extra help now and then. Business leaders in the payments industry are no exception. Cyphter is a high-touch consultancy that provides on-demand payments expertise to independent sales professionals and the organizations they lead.

Whether you’re new to the industry or a seasoned pro, our bespoke back-office services can help you win customers and boost the profitability of your portfolio. Looking to fill a revenue gap? Wish you had better reporting tools? Need a data-backed market segmentation strategy? No matter the size of your task, we can help.

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Perspective

Independent advice for independent payments professionals

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Experience

Real-world expertise gained over 15+ years in portfolio management for top tier merchant acquiring brands

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Insight

Raw data transformed into profits through detailed analysis, viable strategic planning and expert execution

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What We Do


What We Do


What We Do

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Cyphter thrives on deriving useful information from complexity.

We filter terabytes of data on transactions, business rules, industry regulations and more to find actionable insights. Then we smelt those nuggets into strategies to advance your goals. We can help implement your plans, too, and provide training to get your teammates onboard. If needed, we’ll even track the results, so you can keep improving your return on investment.

Here are just some of the flexible services we offer:

Portfolio analysis and auditing
Revenue initiative implementation
Financial forecasts and modeling
Data warehousing and management
Portfolio and platform consolidation
Executive reporting
Pricing and re-pricing comparisons
Residual and commission calculations
Interchange optimization
Market research and segmentation